...or money making ideas. I am trying to save up for a deposit for a house 
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How much have you got to save?
quote:your top money saving tips please
Roll-ups and cheap cider?
The pound shop! Save a small fortune on shower gel, shampoo and conditioner and batteries! 
quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
quote:Originally posted by ~Orchid~:
The pound shop! Save a small fortune on shower gel, shampoo and conditioner and batteries!
quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
well that's buggered my 'put your coppers in a jar' idea up then..
quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
Sell the car!
quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
well that's buggered my 'put your coppers in a jar' idea up then..
any suggestion helps 
quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
Sell the car!
no if I sold my car that would also be the end of my job
quote:Originally posted by The Secretary:quote:Originally posted by ~Orchid~:
The pound shop! Save a small fortune on shower gel, shampoo and conditioner and batteries!
Why batteries?
quote:Originally posted by Lockes no 1 fan:
ok then.. well at this stage I'm thinking you need a sugardaddy.. I understand there are sites where a lady can find such a thing to date and generally acquire trinkets and baubles and shagpads..
quote:Originally posted by Lockes no 1 fan:quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
Sell the car!
no if I sold my car that would also be the end of my job
Oh okay. The house?
Round up all the re-sellable stuff you never use anymore (be ruthless) and flog it at car boot sales, eBay etc.
Grow your own salad leaves instead buying bags of expensive pre-prepared stuff.
If you smoke, quit.
Grow your own salad leaves instead buying bags of expensive pre-prepared stuff.
If you smoke, quit.
quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
Sell the car!
no if I sold my car that would also be the end of my job
Oh okay. The house?
I havent got a house..hence the reason for saving
quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
ok then.. well at this stage I'm thinking you need a sugardaddy.. I understand there are sites where a lady can find such a thing to date and generally acquire trinkets and baubles and shagpads..
website address please
quote:Originally posted by Lockes no 1 fan:quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by ~Orchid~:quote:Originally posted by Lockes no 1 fan:quote:Originally posted by tupps:
How much have you got to save?
truthfully about 20 grand
Sell the car!
no if I sold my car that would also be the end of my job
Oh okay. The house?
I havent got a house..hence the reason for saving
Right then, just do what Demantoid suggests. It is a good idea and start shopping at lidl
quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
I wonder if anyone else from here will be secretly giving that a whirl
quote:Originally posted by Deegs:quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
I wonder if anyone else from here will be secretly giving that a whirl
You can pretty much guarantee it..
quote:Originally posted by Demantoid:
Round up all the re-sellable stuff you never use anymore (be ruthless) and flog it at car boot sales, eBay etc.
Grow your own salad leaves instead buying bags of expensive pre-prepared stuff.
If you smoke, quit.
yep doing a car boot on sunday. I do smoke
and I am going to see my doc about quitting 
quote:Originally posted by Deegs:quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
I wonder if anyone else from here will be secretly giving that a whirl
I certainly wouldn't
quote:Originally posted by Deegs:quote:Originally posted by tupps:quote:Originally posted by Lockes no 1 fan:
website address please
google sugardaddy.. there are a few..
I wonder if anyone else from here will be secretly giving that a whirl
*whistles innocently*
I take it it's for a deposit? (I'm sure you said that somewhere).
To be honest I would hold out a little longer as they will soon be offering 100 % mortgages again
Unless you don't want 100% mortgage , then my suggestion is crap
To be honest I would hold out a little longer as they will soon be offering 100 % mortgages again
Unless you don't want 100% mortgage , then my suggestion is crap
visit moneysavingexpert.com for loads of ideas.
build up a god credit score by using your credit card every month and paying it off in full each time.
do a free credit check online to make sure you have nothing bad on your account that shouldnt be there and that everything is registered to the right address, make sure you are on the electorial roll, that way you'll get a better rate for a mortguage and you'll usualy need a smaller deposit.
another tip is wait dont buy till november as prices havent bottomed yet and in winter less people move so you'll get a better deal.
look into buying a repo they go for around 25% below market value at auction.
build up a god credit score by using your credit card every month and paying it off in full each time.
do a free credit check online to make sure you have nothing bad on your account that shouldnt be there and that everything is registered to the right address, make sure you are on the electorial roll, that way you'll get a better rate for a mortguage and you'll usualy need a smaller deposit.
another tip is wait dont buy till november as prices havent bottomed yet and in winter less people move so you'll get a better deal.
look into buying a repo they go for around 25% below market value at auction.
quote:Originally posted by angelicarwen:
I take it it's for a deposit? (I'm sure you said that somewhere).
To be honest I would hold out a little longer as they will soon be offering 100 % mortgages again
Unless you don't want 100% mortgage , then my suggestion is crap
Do you really think 100% mortgages will come back...I am not too sure
Locke I heard the other day on the news that there is a company offering them just now. I can't remember who it was though
I'm sure it was in the national news not just the Scottish. Maybe you should visit the Citizens Advice or google
I'm sure it was in the national news not just the Scottish. Maybe you should visit the Citizens Advice or google
quote:Originally posted by angelicarwen:
Locke I heard the other day on the news that there is a company offering them just now. I can't remember who it was though
I'm sure it was in the national news not just the Scottish. Maybe you should visit the Citizens Advice or google
TBH I think I did hear that but I thought it was a local council in Scotland offering them
I am awful with money Lockes 
.. sorry, I have no ideas to impart, but good luck with getting the deposit together 
You can do it!
.. sorry, I have no ideas to impart, but good luck with getting the deposit together You can do it!
hi 
try growing your own veggie/fruit patch
If you don't have your own garden perhaps you have a pal who has and you can try it together
or get some growbags + tubs if there is no soil areas
Shop at bargain food stores and stock up on the bargains
try selling things on Ebay
or do a garage sale or sell at a car boot sale
try revamping your clothes
or doing swaps with your pals
Get AMAZING QUALITY bargain clothing bundles on Ebay
start an ironing or
house cleaning
pet minding / feeding sevice with friends/ or local ppl
do babysitting /shopping for ppl nearby
or do dog walking / minding for them
try your hand at HELPING +tidying up ~local gardens
cleaning their interior windows
clearing out unwanted belongings~by taking to charity shops~etc
helping people with their spring cleaning
and help revive the look and lay out of ppls homes
if you are handy~you could make items for people / pets / children
good luck
try growing your own veggie/fruit patch
If you don't have your own garden perhaps you have a pal who has and you can try it together
or get some growbags + tubs if there is no soil areas
Shop at bargain food stores and stock up on the bargains
try selling things on Ebay
or do a garage sale or sell at a car boot sale
try revamping your clothes
or doing swaps with your pals
Get AMAZING QUALITY bargain clothing bundles on Ebay
start an ironing or
house cleaning
pet minding / feeding sevice with friends/ or local ppl
do babysitting /shopping for ppl nearby
or do dog walking / minding for them
try your hand at HELPING +tidying up ~local gardens
cleaning their interior windows
clearing out unwanted belongings~by taking to charity shops~etc
helping people with their spring cleaning
and help revive the look and lay out of ppls homes
if you are handy~you could make items for people / pets / children
good luck
quote:Originally posted by CYBERDAZZLE:
hi
try growing your own veggie/fruit patch
If you don't have your own garden perhaps you have a pal who has and you can try it together
or get some growbags + tubs if there is no soil areas
Shop at bargain food stores and stock up on the bargains
try selling things on Ebay
or do a garage sale or sell at a car boot sale
try revamping your clothes
or doing swaps with your pals
Get AMAZING QUALITY bargain clothing bundles on Ebay
start an ironing or
house cleaning
pet minding / feeding sevice with friends/ or local ppl
do babysitting /shopping for ppl nearby
or do dog walking / minding for them
try your hand at HELPING +tidying up ~local gardens
cleaning their interior windows
clearing out unwanted belongings~by taking to charity shops~etc
helping people with their spring cleaning
and help revive the look and lay out of ppls homes
if you are handy~you could make items for people / pets / children
good luck
wow some great ideas there thanks
loke i did post some ideas for you on page 2 but i think they got lost in the mele.
don't use ya washing machine, only have 1 pair of keks and just give 'em an airing once a week
seriously tho, good luck locks
seriously tho, good luck locks
Poundland batteries only last for 20minsquote:Originally posted by ~Orchid~:
The pound shop! Save a small fortune on shower gel, shampoo and conditioner and batteries!
sell your virginity on ebay
marry a premier league footballer
dress up in rags and get a dog and a banjo and an old hat, place the old hat on the floor and play the banjo very badly outside marks and spencers and collect coinage
shoplift and sell the goods at a reasonable price to friends and family
dig a small piece of pavement up at night so no-one sees you then hit your toe with a hammer and swiftly sue the council
become a world famous singing/acting superstar
(dont try and do both as it never works-think 'mariah carey in butterfly')
if i think of anymore i'll let you know
marry a premier league footballer
dress up in rags and get a dog and a banjo and an old hat, place the old hat on the floor and play the banjo very badly outside marks and spencers and collect coinage
shoplift and sell the goods at a reasonable price to friends and family
dig a small piece of pavement up at night so no-one sees you then hit your toe with a hammer and swiftly sue the council
become a world famous singing/acting superstar
(dont try and do both as it never works-think 'mariah carey in butterfly'
)if i think of anymore i'll let you know
I am shit at saving! I can't even save 20 quid never mind 20 grand 
Buy long, sell short ( or is it the other way round?)
My best tip for saving money would be don't get married!
My best tip for saving money would be don't get married!
quote:Originally posted by Ella:
I am shit at saving! I can't even save 20 quid never mind 20 grand
im the same-it burns hole in me pocket
