I just changed my account to this one today it costs £12.50 a month but i dont get charged the £1 for every day im in my overdraft which is good for me as i live in my overdraft. Plus if i drop anymore phones down the toilet my insurance covers me for replacement and if more than £1000 goes into my account each month im rewarded £5 (think of those really really annoying adverts) anyone else have this current account and do you find its any good?