Oh & while I'm here,I'm going to moan about other stuff. So step daughter always asking us for money cos she's skint, a year ago started she wanted a to get a puppy. I said, first, you are always asking for money so you cannot afford a dog, and if you get a dog NEVER ask us to borrow money again, because if you can afford a dog blah blah. Also, if you get a dog YOU must insure it, and if you cannot afford to insure it, do not get a dog.
But then I'd also said, you live in a flat, please wait until you move to a house & have a garden.
So they got a puppy 5 months ago. The puppy jumped off their balcony this week and broke it's legs. Guess what, no insurance.