Spy Drive

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Saint

Could you drive knowing you were being tracked by your insurance company and everything you do is monitored ... with your premium adjusted according to how well you are doing!!!

Its called LITTLE BOX

its for 17-25yr olds ... but should it be for everyone?

Drivers are assessed every 90 days based on four factors: braking and acceleration, cornering, speed and time of driving. If you're driving safely you get part of your initial premium back. But drive dangerously and your premium could go up. To help you know how you're doing, drivers get regular alerts. But if you drive really badly all the time the Co-op will cancel your policy.

I would be terrifed not knowing what i'm gonna be charged by the end of the year

Replies sorted oldest to newest

SaintMember 10 years

I couldn't relax - ever

4/9/139:41 AM

MrsHMember

Originally Posted by Saint:

Could you drive knowing you were being tracked by your insurance company and everything you do is monitored ... with your premium adjusted according to how well you are doing!!!

Its called LITTLE BOX

its for 17-25yr olds ... but should it be for everyone?

I would be terrifed not knowing what i'm gonna be charged by the end of the year

my Son has just changed to the Co-op

how is this managed and is it compulsary

linky please if you have one

4/9/139:52 AM

El LoroMember VIP10 yearsModerator

Link for MrsH with details of the Co-op little box scheme:

http://www.co-operativeinsuran...rInsLP_Banner3_YDFOM

4/9/139:59 AM

Enthusiastic ContrafibularitiesMember 10 years

Well I drive like a nun who used to be a health and safety officer in a past life, so I would like to have something like this fitted to my car, but only if (and it's a big if) I see a massive reduction in premium. For example if my yearly premium was £400 I would want to see the following years to be around £100-£130. But I can't see that happening and I bet the savings are much more modest.

I would be interested to know what the actual savings would be.

4/9/1310:06 AM

SaintMember 10 years

"Sudden braking"

What happens if its another persons fault - regularly cos you drive in rush hour traffic?

4/9/1310:13 AM

MrsHMember

Originally Posted by El Loro:

Link for MrsH with details of the Co-op little box scheme:

http://www.co-operativeinsuran...rInsLP_Banner3_YDFOM

thanks EL

4/9/1310:26 AM

MoonieMember VIP10 years

Originally Posted by Saint:

"Sudden braking"

What happens if its another persons fault - regularly cos you drive in rush hour traffic?

Depends hows regularly, I guess

4/9/1311:37 AM

Extremely Fluffy Fluffy ThingMember VIP10 yearsModerator

Originally Posted by moonie:

Originally Posted by Saint:

"Sudden braking"

What happens if its another persons fault - regularly cos you drive in rush hour traffic?

Depends hows regularly, I guess

I think it takes location and time of day into account too.

4/9/1311:42 AM

MoonieMember VIP10 years

Originally Posted by Extremely Fluffy Fluffy Thing:

Originally Posted by moonie:

Originally Posted by Saint:

"Sudden braking"

What happens if its another persons fault - regularly cos you drive in rush hour traffic?

Depends hows regularly, I guess

I think it takes location and time of day into account too.

Not that i'm implying that Sainty is a bad driver of course

4/9/1311:43 AM

Former Member

Thin end of the Dairylea.

4/10/132:58 PM

Garage JoeMember

Not a big fan of cars. I only drive if it's absolut necessary. Total waste of hard earned cash.

4/10/133:01 PM

SaintMember 10 years

Joe driving and owning a car is perhaps the most important thing i have ever done.

I have gained jobs because of it, been to places, met people and experienced things i would never have imagined . . . because i own a car.

It has given me a richer and fuller life and i will never, never give up my car.

4/10/135:29 PM

Soozy WooMember

I can't drive

4/10/135:45 PM

Yogi19Member 10 years

Originally Posted by velvet donkey:

Thin end of the Dairylea.

I agree.

4/11/1312:40 AM

SaintMember 10 years

Originally Posted by Yogi19:

Originally Posted by velvet donkey:

Thin end of the Dairylea.

I agree.

What does that mean?

4/11/131:43 AM

Yogi19Member 10 years

Originally Posted by Saint:

Originally Posted by Yogi19:

Originally Posted by velvet donkey:

Thin end of the Dairylea.

I agree.

What does that mean?

I took it to mean, the thin end of the wedge.

4/11/131:52 AM

SaintMember 10 years

Oh ... well i think that might be right

Cameras in cars to be witness to crashes will be next me thinks

4/11/131:55 AM

~Sparkling Summer~Member 10 years

I think they're a good idea for young & very new drivers. I think the safety aspect being the biggest reason, and I also think new drivers should only be allowed car's with smaller engines, just until they're a bit more experienced. As for the tracking aspect.. I think they already do that, via our mobile phones

4/11/134:18 AM

Enthusiastic ContrafibularitiesMember 10 years

Originally Posted by Saint:

Joe driving and owning a car is perhaps the most important thing i have ever done.

I have gained jobs because of it, been to places, met people and experienced things i would never have imagined . . . because i own a car.

It has given me a richer and fuller life and i will never, never give up my car.

I would agree with that in the main.

If we are talking hard earned money wasted (I bet someone starts a thread )

we should be talking smoking and regular drinking.

4/11/1311:01 AM

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