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If you've been given a ÂĢ15 gift voucher for iTunes, I assume that's what you mean, you must first set up an account on iStore and yes as part of the registration process you must give valid credit card details.  Once you're a member you can type in the gift voucher serial number and your account will then have ÂĢ15 credit which you can spend in the iStore.  If you exceed ÂĢ15 then the rest goes to your credit card at the end of the month.
SpiderMonkey

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