This was due to be brought in months ago but got delayed. Don't think it applies to small payments, under 30 euros was the original threshold. Some banks will accept a landline number for those who have poor mobile phone coverage or no mobile phone. Some card companies are able to provide small devices with a keypad to use.

@El Loro posted:

This was due to be brought in months ago but got delayed. Don't think it applies to small payments, under 30 euros was the original threshold. Some banks will accept a landline number for those who have poor mobile phone coverage or no mobile phone. Some card companies are able to provide small devices with a keypad to use.

Will it apply to credit cards please El ?

Well, it applies to mine........and my bank has been doing it for quite a while now. I may be wrong, but I think it might be a combination of the amount AND/OR if it's a person/company you haven't used/paid with your card before

And yes, you can give them either both or one of your landline  and mobile numbers.

I believe it's something to do with tightening security and complying with GDPR rules.

@Extremely Fluffy Fluffy Thing posted:

Well, it applies to mine........and my bank has been doing it for quite a while now. I may be wrong, but I think it might be a combination of the amount AND/OR if it's a person/company you haven't used/paid with your card before

And yes, you can give them either both or one of your landline  and mobile numbers.

I believe it's something to do with tightening security and complying with GDPR rules.

My credit card already does a check each time it’s used ....

@Baz posted:

My credit card already does a check each time it’s used ....

But the one-time-only password is only given/used occasionally, not all the time.

@Baz posted:

Will it apply to credit cards please El ?

I think it does, would apply to all payments over a threshold (? 30 euros) made online so not for payments made by you in shops etc.

i think it was introduced by the EU when this country was still in and would be connected with GDPR. So although we are now out of the EU the GDPR system still remains.

@Baz posted:

My credit card already does a check each time it’s used ....

Every time an on-line transaction is actioned you go to a 'checking with your issuer' page, then if it's ok you get a 'transaction successful' page, but this is just a check that your card has enough funds to pay or that your card will pay anyway. It is not what triggers the ONE-TIME-ONLY code requirement.

Your bank should give you written notice of when it will implement such a requirement and inform you of what (if anything) YOU need to do

@Extremely Fluffy Fluffy Thing posted:

Every time an on-line transaction is actioned you go to a 'checking with your issuer' page, then if it's ok you get a 'transaction successful' page, but this is just a check that your card has enough funds to pay or that your card will pay anyway. It is not what triggers the ONE-TIME-ONLY code requirement.

Your bank should give you written notice of when it will implement such a requirement and inform you of what (if anything) YOU need to do

Oh ok ...thanks EFFT .

@El Loro posted:

I think it does, would apply to all payments over a threshold (? 30 euros) made online so not for payments made by you in shops etc.

Thanks El

@Extremely Fluffy Fluffy Thing posted:

Every time an on-line transaction is actioned you go to a 'checking with your issuer' page, then if it's ok you get a 'transaction successful' page, but this is just a check that your card has enough funds to pay or that your card will pay anyway. It is not what triggers the ONE-TIME-ONLY code requirement.

Your bank should give you written notice of when it will implement such a requirement and inform you of what (if anything) YOU need to do

I got one in December. 20th March at the earliest according to them.

Paypal issued that check a month ago with me. That was a runaroud.

I'm with TSB and have had no problem.

So am I and nearly a year ago online food shopping I was asked for a password. I was out of date.

It was resolved via a phonecall. But then you could get through to them. All customer services are fecked now.

I recently tried to log into my Samsung account.  Did the usual, I'd forgotten the password.  Samsung isn't exactly a service I use daily or even monthly so I've not committed the password to memory.  Did all the usual stuff, "forgotten password", they sent an email with an authentication code something like GA7290X (not that but it's illustrative) but the page only allowed a numeric keypad for input.   I think these systems are specifically designed to make you entirely give up.