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Originally Posted by Baz:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Baz:
 

Awwww Well fingers crossed . is she insured ?

 

no, because she's insured for a Samsung 3 and bought a Samsung 4 and O2 knew which phone she was using 

Flippin eck!  I would've thought it covered you for any phone, if that's the case would it be worth insuring it on the house insurance? 

 

it may be not worth it on the no claims policy 

Well it's got to be worth a try

depends what your excess is I suppose

Rocking Ros Rose
Originally Posted by Rosgirl:
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:

 

 

Rosssssssssssssssssssssss *we is talking getting old fawns*  

dammmmmmeeeeeee*oh noooooo  - gone colder tonight*FAWNS*

Yeah, it was fine here through the day, got the fire on tonight. Mind you....still haven't resorted to the heating, even though I want to scream in the bathroom of a morning 

FM
Originally Posted by Sprout:
Originally Posted by Rosgirl:
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:

 

 

Rosssssssssssssssssssssss *we is talking getting old fawns*  

dammmmmmeeeeeee*oh noooooo  - gone colder tonight*FAWNS*

Yeah, it was fine here through the day, got the fire on tonight. Mind you....still haven't resorted to the heating, even though I want to scream in the bathroom of a morning 

we just have it on for an hour just to warm it up then goes off until 3.30pm - i 

Rocking Ros Rose
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Yeah, it was fine here through the day, got the fire on tonight. Mind you....still haven't resorted to the heating, even though I want to scream in the bathroom of a morning 

 

heating's on when I'm in the shower morning and night 

and me  - defo morning - hate being cold

Rocking Ros Rose
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Yeah, it was fine here through the day, got the fire on tonight. Mind you....still haven't resorted to the heating, even though I want to scream in the bathroom of a morning 

 

heating's on when I'm in the shower morning and night 

I'm tryna save pennies until I absolutely and positively need it 

FM
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:
 

depends what your excess is I suppose

 

 

I'll check in the morning Ros...but for her to upgrade a month early it would be 50..can't see much difference myself and she does have half a decent phone as back up 

aww not toobad then - TBH - have insurance but it is  a waste of time claiming - always some bliddy loophole or then you pay tons extra next time

Rocking Ros Rose
Originally Posted by Rosgirl:
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:
 

depends what your excess is I suppose

 

 

I'll check in the morning Ros...but for her to upgrade a month early it would be 50..can't see much difference myself and she does have half a decent phone as back up 

aww not toobad then - TBH - have insurance but it is  a waste of time claiming - always some bliddy loophole or then you pay tons extra next time

 

I never buy insurance Ros...money = waste  sale of goods act normally covers you 

Dame_Ann_Average
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:
Originally Posted by Dame_Ann_Average:
Originally Posted by Rosgirl:
 

depends what your excess is I suppose

 

 

I'll check in the morning Ros...but for her to upgrade a month early it would be 50..can't see much difference myself and she does have half a decent phone as back up 

aww not toobad then - TBH - have insurance but it is  a waste of time claiming - always some bliddy loophole or then you pay tons extra next time

 

I never buy insurance Ros...money = waste  sale of goods act normally covers you 

Me either Damesy, but I can see where Wozzer's coming from. If you do claim on the house insurance it goes up the next time of renewal  

FM
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

I'm tryna save pennies until I absolutely and positively need it 

 

understands...but look into the cheapest way to run your heating and it's normally constant...when you feel you have to put it on  

Mines been on 20 during the day ...and about 15 at night for a few weeks now 

Baz
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Yeah, it was fine here through the day, got the fire on tonight. Mind you....still haven't resorted to the heating, even though I want to scream in the bathroom of a morning 

 

heating's on when I'm in the shower morning and night 

I'm tryna save pennies until I absolutely and positively need it 

 

Baz
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Me either Damesy, but I can see where Wozzer's coming from. If you do claim on the house insurance it goes up the next time of renewal  

 

that's why I wouldn't claim for a phone that is due renewal next month Pam...it's not worth it 

Yeah, I can see your point there 

FM
Originally Posted by Dame_Ann_Average:
Originally Posted by Baz:
Originally Posted by Dame_Ann_Average:
 

Mines been on 20 during the day ...and about 15 at night for a few weeks now 

 

mines on 21 and been on it for about 4 weeks...hardly comes on though Baz...and get your washing out woman 

I've just done it ....all put away  

Baz
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

I'm tryna save pennies until I absolutely and positively need it 

 

understands...but look into the cheapest way to run your heating and it's normally constant...when you feel you have to put it on  

I'll have a look into things  

 

I get energy saving tips from my suppliers 

Dame_Ann_Average
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

I'm tryna save pennies until I absolutely and positively need it 

 

understands...but look into the cheapest way to run your heating and it's normally constant...when you feel you have to put it on  

I'll have a look into things  

 

I get energy saving tips from my suppliers 

Yes , us too ....and some free energy saving gadgets ....like a screw thing for the shower ...

Baz
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

I'm tryna save pennies until I absolutely and positively need it 

 

understands...but look into the cheapest way to run your heating and it's normally constant...when you feel you have to put it on  

I'll have a look into things   

 

I get energy saving tips from my suppliers 

As far as I can see BG don't do that.....or not as much as I'd like them to. They do give you tips but not a lot helpful I don't think....unless I'm being stoopid again 

FM
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Me either Damesy, but I can see where Wozzer's coming from. If you do claim on the house insurance it goes up the next time of renewal  

 

that's why I wouldn't claim for a phone that is due renewal next month Pam...it's not worth it 

Yeah, I can see your point there 

and me - smashed the glass of my kindle about a year ago -phoned insurance - excess made it not worth it - phoned Amazon - new kindle arrived - 

Rocking Ros Rose
Originally Posted by Rosgirl:
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Me either Damesy, but I can see where Wozzer's coming from. If you do claim on the house insurance it goes up the next time of renewal  

 

that's why I wouldn't claim for a phone that is due renewal next month Pam...it's not worth it 

Yeah, I can see your point there 

and me - smashed the glass of my kindle about a year ago -phoned insurance - excess made it not worth it - phoned Amazon - new kindle arrived - 

Makes you wonder if it's not more profitable to put insurance money under the mattress  

FM
Originally Posted by Rosgirl:
Originally Posted by Sprout:
Originally Posted by Dame_Ann_Average:
Originally Posted by Sprout:
 

Me either Damesy, but I can see where Wozzer's coming from. If you do claim on the house insurance it goes up the next time of renewal  

 

that's why I wouldn't claim for a phone that is due renewal next month Pam...it's not worth it 

Yeah, I can see your point there 

and me - smashed the glass of my kindle about a year ago -phoned insurance - excess made it not worth it - phoned Amazon - new kindle arrived - 

Way to go Ros

Baz

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