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Don't blame yourself for what's happened, by the sounds of it the car saved you serious injury and took the brunt of the crash. It's good that you have a decent mechanic who is honest with you too. You've got another vehicle lined up so there's a reason to find some good in the outcome (God that sounds so crass and jolly but I hope you know what I mean!)

Carnelian, sorry to see you're having troubles too. Really hope things start turning around for you soon

xx
Karma_
Hi cologne   It's awful when you lose your car, especially when you depend on it for getting around (I would be totally stuck without mine). Mine has got to "that" age where things are beginning to constantly need repairing now, I can't afford to renew it either. I'm lucky that my daughter's boyfriend is a mechanic and is very obliging! Also my son uses it loads since he passed his test so shares the costs.  Hopefully you'll get sorted out soon and be mobile again XX
pepsi
The same thing happened to me last year.  The insurance company wrote my car off but it was low mileage and in great condition and its a Mazda too but 20 years old and looked after perfectly by its previous owner, still only just over 40,000 on the clock.  I accepted the pay-out and told them I wished to repair the car myself.  I found a local garage and he repaired it perfectly and at far less cost than was quoted by the insurance company's repairer.

The only faff is that then you have to take it to a local station(VOSA) to have them verify that it is the same car and no funny business has taken place (ie cut and shut) and have it re-MOT'd.  If the car is in good condition apart from the damage then this is worth considering.
squiggle

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