@El Loro posted:Moonie, BBC forecast is 28° on Sunday but cooler for Monday. Met Office forecast is 29° on Sunday and also Monday, but cooler for Tuesday. That's still below the official threshold for a heatwave,
Still too hot for me though El 
Sometimes you don't see me. I'm on the previous page.
@velvet donkey posted:Sometimes you don't see me. I'm on the previous page.
I can see you Velvet
@velvet donkey posted:Afternoon troops
I dunno who we are taking out today. The Isle of Man would be a struggle. Joey Dunlop RIP would take us out
Hi Velvet, yes, I missed your post 
Closest I've been to the Isle of Man was that the firm I used to work for had a client with an unusual surname. I found out that his family came from the Isle of Man.
Years later I got a client who had the same surname though I'm not aware he was directly related. The only client I've ever had who got me to do his accounts and tax return without ever having any intention of paying me - a few weeks after I've done the work he went into bankruptcy,
Bankruptycs a cop out El.
Thanks for replying
I can't spell 
@velvet donkey posted:Bankruptycs a cop out El.
Thanks for replying
I can't spell
I wasn't happy with him. It was a new client who I got shortly before the tax filing deadline, When I got him to sign his tax return and give him his accounts, I handed him my invoice as normal. He took my invoice and put it in a file (with what would have been his other unpaid invoices). I had little choice but to go ahead and file the return with HMRC as there were only a few days left. I had my suspicions which turned out to be right. The accounts I had done didn't show imminent bankruptcy - the tax return would have included accounts which would have ended at least 9 months before I was doing the work so I didn't get to see what had happened since.
In bankruptcy I would be treated as an unsecured creditor so little chance of getting anything.
@El Loro posted:I wasn't happy with him. It was a new client who I got shortly before the tax filing deadline, When I got him to sign his tax return and give him his accounts, I handed him my invoice as normal. He took my invoice and put it in a file (with what would have been his other unpaid invoices). I had little choice but to go ahead and file the return with HMRC as there were only a few days left. I had my suspicions which turned out to be right. The accounts I had done didn't show imminent bankruptcy - the tax return would have included accounts which would have ended at least 9 months before I was doing the work so I didn't get to see what had happened since.
In bankruptcy I would be treated as an unsecured creditor so little chance of getting anything.
We would have clients like that El....they would use our facility with no intention on paying, but as a CIC, we couldn't really stop them. Doing the accounts was a nightmare at times...
As in life, I guess there will always be the bad as well as the good
@El Loro posted:I wasn't happy with him. It was a new client who I got shortly before the tax filing deadline, When I got him to sign his tax return and give him his accounts, I handed him my invoice as normal. He took my invoice and put it in a file (with what would have been his other unpaid invoices). I had little choice but to go ahead and file the return with HMRC as there were only a few days left. I had my suspicions which turned out to be right. The accounts I had done didn't show imminent bankruptcy - the tax return would have included accounts which would have ended at least 9 months before I was doing the work so I didn't get to see what had happened since.
In bankruptcy I would be treated as an unsecured creditor so little chance of getting anything.
@slimfern posted:We would have clients like that El....they would use our facility with no intention on paying, but as a CIC, we couldn't really stop them. Doing the accounts was a nightmare at times...
As in life, I guess there will always be the bad as well as the good
I know what you mean 
Luckily for me, the majority of my clients have paid me, non-payment is fairly rare. There have been clients who haven't been able to pay as they have been too ill or unable to work but the level of my fee has been low so I have effectively let them off.
I had a client who had done some work for someone who, for no good reason, refused to pay him. That person threatened the client and his family if he tried to get any money. So my client gave up. The person must have been extremely intimidating.
@El Loro posted:I know what you mean
Luckily for me, the majority of my clients have paid me, non-payment is fairly rare. There have been clients who haven't been able to pay as they have been too ill or unable to work but the level of my fee has been low so I have effectively let them off.I had a client who had done some work for someone who, for no good reason, refused to pay him. That person threatened the client and his family if he tried to get any money. So my client gave up. The person must have been extremely intimidating.
Where we were in Manchester there was a fair bit of rough behaviour, but thankfully not generally towards us.
A few of our clients would plead poverty (and usually it was true), so a lot of the time we would be appreciative of a donation instead of payment...a little of something is better than a lot of nothing...not that we charged much ...like you
@slimfern posted:We would have clients like that El....they would use our facility with no intention on paying, but as a CIC, we couldn't really stop them. Doing the accounts was a nightmare at times...
As in life, I guess there will always be the bad as well as the good
For those of you who don't know what a CIC is, they are community interest companies. The government brought them into existence back in 2005. They are like a company but specifically created for the benefit of the community.
night Moonsieeee EL velvet yogi slim
Good morning everyone it's another day of sunny intervals as the temperatures slowly start to rise. I don't mind during the day but I hate hot nights when you can't sleep.
Enjoy your day everyone 
The British Guyana 1c magenta 1856 stamp is to go on display at Stanley Gibbons' shop in London.
https://www.bbc.co.uk/news/uk-57845086
It's the stamp equivalent of the Mona Lisa.
@El Loro posted:The British Guyana 1c magenta 1856 stamp is to go on display at Stanley Gibbons' shop in London.
https://www.bbc.co.uk/news/uk-57845086It's the stamp equivalent of the Mona Lisa.
It's bizarre that something so small (not a precious metal or stone) can command such a high price...interesting 
@slimfern posted:It's bizarre that something so small (not a precious metal or stone) can command such a high price...interesting
My mother's father was a philatelist (stamp collector) so stamps have always been of interest to me.
The 1963 film "Charade" (Audrey Hepburn and Cary Grant) is a film of interest to stamp collectors - the stamps featured in it aren't actual stamps but were based on real ones.
@El Loro posted:My mother's father was a philatelist (stamp collector) so stamps have always been of interest to me.
The 1963 film "Charade" (Audrey Hepburn and Cary Grant) is a film of interest to stamp collectors - the stamps featured in it aren't actual stamps but were based on real ones.
My brother collected them for a while...we travelled a lot as children, so they were easy to find & to transport
He collected coins and animal teeth too
@El Loro posted:My mother's father was a philatelist (stamp collector) so stamps have always been of interest to me.
The 1963 film "Charade" (Audrey Hepburn and Cary Grant) is a film of interest to stamp collectors - the stamps featured in it aren't actual stamps but were based on real ones.
Me too. Stamps taught me the geographical history of the world.
Since rewritten.
Hope all are A1 as always.
@velvet donkey posted:Me too. Stamps taught me the geographical history of the world.
Since rewritten.
Hope all are A1 as always.
All's well here, Velvet, and I hope likewise for you
Stamps can be quite educational as you say.
My grandfather was given a collection of every stamp issued by Tibet. That's not a lot of stamps, the main reason being the Chinese invasion and takeover of Tibet. Many Tibetan stamps in circulation are fakes and forgeries, not that the real ones are particularly valuable. The ones my grandfather were given would have been genuine. The reason he was given them was that he gave assistance to one of the lamas escape China on the invasion and the lama gave him the stamps as a thank you. (a lama is a teacher of Tibetan Buddhism, the Dalai Lama is the leader).
@El Loro posted:All's well here, Velvet, and I hope likewise for you
Stamps can be quite educational as you say.
My grandfather was given a collection of every stamp issued by Tibet. That's not a lot of stamps, the main reason being the Chinese invasion and takeover of Tibet. Many Tibetan stamps in circulation are fakes and forgeries, not that the real ones are particularly valuable. The ones my grandfather were given would have been genuine. The reason he was given them was that he gave assistance to one of the lamas escape China on the invasion and the lama gave him the stamps as a thank you. (a lama is a teacher of Tibetan Buddhism, the Dalai Lama is the leader).
What a great accolade...I bet your Grandfather had some stories to tell
@slimfern posted:What a great accolade...I bet your Grandfather had some stories to tell
Actually he was rather reticent and what I told was told to me by my mother
She said that when he was young (early part of the 20th century) he ran away from home to sea and went on a tea clipper. The captain found out at when the tea clipper got to land, he was taken off the tea clipper and sent home but was then sent to Canada for a short time by his parents before coming back to this country. By then the first world war had started and he was old enough to enlist. He was one of the many to be hit by mustard gas in the trenches though he survived. Not surprisingly, that's why he didn't want to talk about his past.
There's no reason to doubt this as it is plausible. There weren't many tea clippers in active service by then. It's quite possible that it was the Ferreira which had been renamed after its then owner. It's gone back to its original name - the Cutty Sark.
Not possible to be certain about this though. You may have seen model ships in bottles. My grandfather did make one himself - the Cutty Sark.
@El Loro posted:Actually he was rather reticent and what I told was told to me by my mother
She said that when he was young (early part of the 20th century) he ran away from home to sea and went on a tea clipper. The captain found out at when the tea clipper got to land, he was taken off the tea clipper and sent home but was then sent to Canada for a short time by his parents before coming back to this country. By then the first world war had started and he was old enough to enlist. He was one of the many to be hit by mustard gas in the trenches though he survived. Not surprisingly, that's why he didn't want to talk about his past.
There's no reason to doubt this as it is plausible. There weren't many tea clippers in active service by then. It's quite possible that it was the Ferreira which had been renamed after its then owner. It's gone back to its original name - the Cutty Sark.
Not possible to be certain about this though. You may have seen model ships in bottles. My grandfather did make one himself - the Cutty Sark.
Mustard gas...one of the many manmade evils....I'm at a loss as to why men would want to make such things.
It's always fascinating hearing the stories of family
When Eve traced my family tree and produced newspaper clippings/documents, it definitely fascinated me ...and my Dad's tales, such as, when he was in the jungle being shot at by the soldiers who didn't know the war was over..
@El Loro posted:The British Guyana 1c magenta 1856 stamp is to go on display at Stanley Gibbons' shop in London.
https://www.bbc.co.uk/news/uk-57845086It's the stamp equivalent of the Mona Lisa.
that's so interesting EL - something so small as well
@El Loro posted:Actually he was rather reticent and what I told was told to me by my mother
She said that when he was young (early part of the 20th century) he ran away from home to sea and went on a tea clipper. The captain found out at when the tea clipper got to land, he was taken off the tea clipper and sent home but was then sent to Canada for a short time by his parents before coming back to this country. By then the first world war had started and he was old enough to enlist. He was one of the many to be hit by mustard gas in the trenches though he survived. Not surprisingly, that's why he didn't want to talk about his past.
There's no reason to doubt this as it is plausible. There weren't many tea clippers in active service by then. It's quite possible that it was the Ferreira which had been renamed after its then owner. It's gone back to its original name - the Cutty Sark.
Not possible to be certain about this though. You may have seen model ships in bottles. My grandfather did make one himself - the Cutty Sark.
wow that is really interesting family history EL
night moonsieee EL yogi velvet slim
Good morning everyone it's a cool morning but it's going to be a warm and sunny day.
Enjoy your day everyone