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@Yogi19 posted:

@velvet

I’m not usually on till 8pm (ish) but wanted to reply to your post.

The tiddlers are fine and happy to be back at school - I think they both missed the company of their friends.

They know that Granny has had her first jab and they can’t wait till I get the second one and we can be together again.

I hope all is well with you

Awww, I’m pleased to see the little ones are back at school

I know they will be as please to be able too cuddle you again as you will them

Moonie
Last edited by Moonie
@El Loro posted:

Velvet, my computer seems to be okay now that the hard drive has been replaced Also moved from windows 7 to 10.

We know of Penguin Books and a couple of their other series - Pelican and Puffin. But during the 1940s they also published a few puzzle books, mainly by Hubert Phillips, under the banner Ptarmigan Books. My father had many books including a shelf of puzzle books and I remember seeing one of those Ptarmigan Books many years ago.

I’m glad your computer is sorted now

Yogi19
@Moonie posted:

I bet

It’s been far too long without them

When my son told them I’d had my first jab, PB said, “That means we can see Granny soon” and BB added, “And have a sleepover” 😂😂😂

Yogi19
@Yogi19 posted:

It’s been far too long without them

When my son told them I’d had my first jab, PB said, “That means we can see Granny soon” and BB added, “And have a sleepover” 😂😂😂

It has

Awwwwwwwww, bless em 🤗🤗

They certainly miss their Granny and Grandad 😁😁😁

Moonie

Good morning everyone

Cloudy here again. Forecast to be a showery day. Not a particularly warm day and temperature forecast to be lower from tomorrow for a few days (but not a return to sub-zero).

I hope everyone has a good day

El Loro

Chancellor to announce in the Budget that the contactless payment limit will be increased from £45 to £100 later this year. It will be up to the businesses as to whether they will do this as there are concerns that fraudsters could spend more money using cloned or stolen cards before the card owner realises.

El Loro
@Moonie posted:

Good morning everyone

Its a dank day here. The weather forecast is for mist changing to overcast by nighttime. Good summary that

I hope you all have a super day

Just as well that you aren't on the moors with the sound of a baying wolf getting closer

El Loro
Last edited by El Loro

It's been a busy few hours for me thanks to the Budget. Been emailing clients about the expected 4th grant for the self-employed and the newly announced 5th grant.

The 4th one is similar to the 3rd but will be based on the average profits for 2016/17 to 2019/20 rather than 2016/17 to 2018/19. There was a late reprieve for filing the 2019/20 tax returns from the usual deadline of 31 January to yesterday. So it means that it will take time for HMRC to work out the figures so claims can't be made before late April.

The 5th one won't be available until July. There's a big difference from the other grants. 80% of 3 months average profits if turnover for 2020/21 is 30% or more lower. However if the reduction in turnover is more than 30%, the 80% drops to 30% so a lot less. Guidance will be issued but at present I don't know if the turnover is compared to the turnover for 2019/20 or something else. Also are the grants to be treated as part of the 2019/20 turnover? That would be unfair but that's another unknown. Are tax returns for 2020/21 required to be filed much earlier than normal to be able to claim that grant?

El Loro
@Moonie posted:

That’s a minefield El

Other minefields for businesses are:
The VAT registration threshold of £85,000 is frozen and will stay at that level until March 2024, 3 years time. Might not seem significant but a business currently under that threshold and not registered might find that  it has to. Main impact would be on those businesses which have people as its customers rather than other businesses.

And a headline announcement on a new super-deduction for fixed assets bought by businesses between 1 April and 31 March 2023. Being able to claim 130% instead of 100%. But that doesn't apply to cars and the asset has to be new. And more work for the accountants as they will have to treat such expenditure separately from other fixed asset expenditure. And if the asset is then sold, the business has to pay tax on the proceeds. And if it's sold by 31 March 2023, the proceeds get multiplied by 1.3. And if the business has a year end other than 31 March or 5 April that affects the calculations. Tax software companies are going to be busy amending their software to cope with that.

El Loro

Good morning everyone

It’s a cold overcast start to the day here. The weather forecast is for an overcast day with a high of 6 degrees with a north-easterly, gusts of 13mph. A ten percent chance of rain 🙂

That’s my weather forecast for today

I hope everyone has a lovely day

Moonie
Last edited by Moonie

Good morning everyone

A cool but breezy start to the day here. Weather forecast is for a high of 6 degrees. No rain expected

Squiggle and El, I hope you get that sunshine

I hope you all have a good day

Moonie
@Moonie posted:

Good morning everyone

A cool but breezy start to the day here. Weather forecast is for a high of 6 degrees. No rain expected

Squiggle and El, I hope you get that sunshine

I hope you all have a good day

Moonie, may get a bit of sunshine today but more likely tomorrow

El Loro
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