Yogi, I agree with you on banks and checkouts

Good morning everyone, a sunny morning but with quite a cold wind.  I'm glad your Mum got home safely and has enjoyed her visit Summer.

Enjoy your day everyone

~Sweet Pancakes~ posted:

*night owls*

evening all, I hope you're sleeping soundly by now yogi I hope you're enjoying your early night  

 

My mum got home safely thank you but my quiet evening didn't quite go as planned.. I finished work late, and a friend of mine called to ask for a girl chat, so she came by and shared tea with me. 

 

Hopefully tomorrow amd saturday evenings will give me the chance to have an early night 

 

wishing you all very sweet dreams

I'm pleased your mum got home safe and sound. It's a pity about your evening though. On the other hand it's good your friend was confident enough that she could come to you for that chat  

Yogi19 posted:

Evening all.

Cakes for Moonie (and everyone else) 

That's a lovely blessing, El.

Summer, I'm glad you had a nice time with your mum and she had a safe trip home. Enjoy your peace and quiet.

I'm having an early night. Goodnight and sweet dreams everyone.

Hugs for the night owls.

Ohhhh fankoooo so much Yogi. They will do to go with my mid morning cuppa  

*leaves some for Sweet* 

Garage Joe posted:

Moin! I've been very busy going round the banks and stopping standing orders.

lots to do!

Good luck with all that Joe. I think you will need it 

Good morning everyone  

Looking like rain here. I have already been in the garden weeding the 'crazy paving.' What a pain that job is 

I did notice where I started weeding at the bottom of the garden has started to weed up again 

If we have no rain I will go and attack that shortly 

Have a great Friday Buddies  

Moonie, sounds like your garden is like the Forth Bridge & painting it. Good luck with your weeding

Good afternoon all a blustery but pleasant day here so far. 

I agree about self "service" technology, and sometimes only human interaction will do. I think they should have priority appointments in cases like joe's, these life changing times & big decisions are difficult enough anyway, so they really should make a bigger effort to help people under the circumstances 

moonie, you are a busy bee indeed lately! 

El Loro posted:

Moonie, sounds like your garden is like the Forth Bridge & painting it. Good luck with your weeding

Thank goodness it isn't that high up El  

The weeding is all done now. The rain was only a passing light shower

~Sweet Pancakes~ posted:

Good afternoon all a blustery but pleasant day here so far. 

 

I agree about self "service" technology, and sometimes only human interaction will do. I think they should have priority appointments in cases like joe's, these life changing times & big decisions are difficult enough anyway, so they really should make a bigger effort to help people under the circumstances 

 

moonie, you are a busy bee indeed lately! 

I know I am Sweet. As a matter of fact gardening is definitely not my favourite hobby but it is good to see it looking so nice. Like someone cares about it 

I hope you and Miss Bramble are having a good day 

Sunshine has broken out here 

Isn't this a lovely piece of music and a very moving clip? From 'Brassed Off' of course with the late great Pete Postlethwaite.

Squiggle, it is a very lovely piece of music and moving as you say

I'm very familiar with the Concierto d'Aranjuez as I heard it many times on Radio 3 when I was living with my parents. It was composed by Joaquin Rodrigo for guitar and orchestra. It's regarded as one of the great pieces of classical music for guitar. More remarkable is that he had been nearly blind since the age of 3 and didn't play the guitar.

Here's the complete piece of music. It really conjures up the feel of Spain.

The Brassed Off part comes from the adagio movement which starts about 7 minutes in.

My now deceased garden sweeping brush

My new garden sweeping brush but with the old stail

Believe it or not the bottom trowel was the same as the top one but after more than 50 odd years of use by my late dad it wore down a little

I can't find it in my heart to throw it away even though the handle is broken and taped up...

Happy memories

Moonie, I have a damaged very old pen knife. It looks like this:

but the shorter blade was broken off many years ago, My grandfather gave it to me in that condition some 50 years ago and it was old then.

I still use it to open my letters.

El Loro posted:

Moonie, I have a damaged very old pen knife. It looks like this:

but the shorter blade was broken off many years ago, My grandfather gave it to me in that condition some 50 years ago and it was old then.

 

I still use it to open my letters.

We are sentimental El

Aren't we, Moonie

There's going to be problems for some people with their 2016/17 tax returns who file them online. It won't affect many people though. Looks as if it might be where someone has interest income over £16k and employment/self-employment/pension income under £16k. Also where someone has dividend income of over £113k and other income of £27k-£32k.

So it's unlikely to affect many people. The problem is that if they file the returns online (either HMRC own site or 3rd party s/w) they will land up by paying too much tax. HMRC are in the process of excepting those people from filing online, they'll have to file by paper through the post.

And they really think that make tax digital will work!!!!!!

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

The software company I get my accounts and tax s/w notified me of this. Their boss has developed an excel spreadsheet to calculate the correct tax so I bought that today. One of the main accountancy websites had an article in the last few days about this. They had the similar levels of income I posted above other than that with the first problem it was for people whose emp/self-emp/pens income was between £11k and £16k.

I thought I would play about with the spreadsheet and found that the problem could arise where that income was under £11k as well,

I got in touch with the software company who got in touch with the boss. He rang me from his home about this and I showed him what I had found. He's had to agree with me.

He's going to do some work over the weekend and get in touch with the accountancy website about what I've found.

The problem is due to the new 0% bands for interest income and dividend income and the existing 0% band on interest for people whose other income is low.

It's unlikely to affect many people which is something.

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

Agreed

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Hi Yogi

That's okay


A good day made even better then

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Hi Yogi

That's okay


A good day made even better then

Yes indeed.

We played dominoes and snakes and ladders and then played races.

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Hi Yogi

That's okay


A good day made even better then

Yes indeed.

We played dominoes and snakes and ladders and then played races.

Awwww,it's lovely for you to have someone so young and enthusiastic around

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Hi Yogi

That's okay


A good day made even better then

Yes indeed.

We played dominoes and snakes and ladders and then played races.

Awwww,it's lovely for you to have someone so young and enthusiastic around

It's also knackering! 

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Quick visit 

Moonie, well done on doing your weeding. Your garden must look lovely 

Squiggle and El, I enjoyed the music clips.

Nothing wrong with a bit of sentimentality, IMO 

 

Fankoo Yogi

I dunno about lovely but certainly looking better

I hope you have had a good day

 

Agreed

Hi Moonie. Sorry, didn't realise you had posted.

I had a good day thanks, including an unexpected visit from eldest son and PB.

Hi Yogi

That's okay


A good day made even better then

Yes indeed.

We played dominoes and snakes and ladders and then played races.

Awwww,it's lovely for you to have someone so young and enthusiastic around

It's also knackering! 

Awww but

How's BB?

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

Yogi19 posted:

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

That's so nice to hear

 @ Keira

Moonie posted:

Yogi19 posted:

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

That's so nice to hear

 @ Keira

 It's nice when kids and animals have fun together.

What do you have planned for the weekend?

Yogi19 posted:

Moonie posted:

Yogi19 posted:

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

That's so nice to hear

 @ Keira

 It's nice when kids and animals have fun together.

 

What do you have planned for the weekend?

It is

I have nothing planned tbh. The weather is supposed to be bad here 

What about you?

evening fellow night owls I hope you're having a good end to the month. 

Moonie I love those old tools I'm a sentimental person too, so understand why you keep them. I bet your garden looks gorgeous 

yogi I'm glad to see the tiddlers are happy little bunnies  

ive planted snowdrops tonight, made a curry & have a bologese in the slow cooker, done some ironing and mopped the floor!  

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

That's so nice to hear

 @ Keira

 It's nice when kids and animals have fun together.

 

What do you have planned for the weekend?

It is

 

I have nothing planned tbh. The weather is supposed to be bad here 

 

What about you?

I'm not sure yet.

Middle son usually pops in on Saturdays and sometimes he stays for tea and DiL joins us after work. I'll find out what's happening around lunchtime tomorrow

I'm going to get off and read for a while. Goodnight and sweet dreams.

Hugs for the night owls.

~Sweet Pancakes~ posted:

 evening fellow night owls I hope you're having a good end to the month. 

Moonie I love those old tools I'm a sentimental person too, so understand why you keep them. I bet your garden looks gorgeous 

 

yogi I'm glad to see the tiddlers are happy little bunnies  

 

ive planted snowdrops tonight, made a curry & have a bologese in the slow cooker, done some ironing and mopped the floor!  

Hi Sweet hug:

I am sentimental Sweet

My garden is looking much better than a few weeks ago

Sweet dreams and happy reading yogi  

Yogi19 posted:

Moonie posted:

Yogi19 posted:

Moonie posted:

Yogi19 posted:

BB is great, he such a happy chappy. He's walking around the furniture now and gabbling away. Keira likes that he crawls around the floor and thinks he's her new playmate. 

That's so nice to hear

 @ Keira

 It's nice when kids and animals have fun together.

 

What do you have planned for the weekend?

It is

 

I have nothing planned tbh. The weather is supposed to be bad here 

 

What about you?

I'm not sure yet.

Middle son usually pops in on Saturdays and sometimes he stays for tea and DiL joins us after work. I'll find out what's happening around lunchtime tomorrow

 

I'm going to get off and read for a while. Goodnight and sweet dreams.

Hugs for the night owls.

It will be lovely should all that happen

Nite nite, sleep well, sweet dreams

I have an old wine bottle in my kitchen cupboard that my dad used as a rolling pin for pastry, I've had it 20 years and never use it myself but I'll always keep it  

Hopefully your garden will be easier to maintain now that you've done a lot of the hard graft. Is there much left?

~Sweet Pancakes~ posted:

I have an old wine bottle in my kitchen cupboard that my dad used as a rolling pin for pastry, I've had it 20 years and never use it myself but I'll always keep it  

 

Hopefully your garden will be easier to maintain now that you've done a lot of the hard graft. Is there much left?

 

Awwww lovely

I hope it will. Nope all done for now

Yippeeeee you get the award for early bird gardener of the season  

whats crazy paving? 

My patio is block paving, so the moss & patio mound have plenty of "roads" to grow along I'm going to remove another section over the weekend, I've found an old dinner knife to be the most effective tool lol 

~Sweet Pancakes~ posted:

Yippeeeee you get the award for early bird gardener of the season  

whats crazy paving? 

My patio is block paving, so the moss & patio mound have plenty of "roads" to grow along I'm going to remove another section over the weekend, I've found an old dinner knife to be the most effective tool lol 

Fankoo

Crazy paving is broken slabs laid in no particular pattern and mortared in

Yep, agreed


Suppertime for me now...

Nite nite, sleep well you and Miss Bramble, sweet dreams both

Aaah I see I like that,  it's got country cottage style and would look fabulous near a rock garden  

have very sweet dreams moonie and enjoy the sport tomorrow