night yogi and summer
Good morning everyone, very cloudy grey and dull here, and like your weather, forecast to be wet here too EL.
Sounds like a lovely day Yogi, we are putty in their hands aren't we? 
Such a special time seeing a baby making progress bit by bit, discovering what he can do. Does PB enjoy being a big sister? Bless your daughter-in-law, she sounds a real sweetheart.
That does sound like a happy and well balanced day Summer. Moonie how are you feeling now?
Enjoy your day everyone 
Good morning all.
When I woke at 7am, it was sunny and now it's pouring down.
Squiggle, PB loves being a big sister and she tries very hard to be careful and gentle with BB. It is lovely watching them develop.
Some silly billy ordered some prints yesterday (one hour service) - but forgot to pick them up, so we are having to go back to collect them today.
Have a good day everyone.
A Happy new tax year to you all 
There was an article on an accounting website yesterday saying that the new tax rates system which has come into force from today is so complicated that you now have to have tax computer software to be able to work out that the tax bill is and that there's concern that such software may not have got the calculations correct as it's so complicated. 
It's to to with the change in the way that interest is to be taxed, the way that dividend income is to be taxed, and the introduction of the possible different tax rate in Scotland. And the potential for there to be a different tax rate in Wales.
As far as most people are concerned, as far as interest is concerned, it will now be paid gross by banks etc. For standard rate tax payers the first ÂĢ1,000 is tax free, and that drops to ÂĢ500 for higher rate tax payers. The existing starting rate of 0% on interest income on potentially up to ÂĢ5,000 continues for people with lowish income. (Trying to set out examples is too confusing).
As far as dividends are concerned, the tax credit disappears. The first ÂĢ5,000 of diviidend is tax free. Any excess is taxed at 7.5% for standard rate tax payers, 32.5% for higher rate tax payers and 38.1% for those whose income goes into the top rate of tax.
For many people, the changes whould simplify matters as their interest income and dividend income is covered by the tax free amounts. The complications arise for those whose interest or dividend income exceeds those tax free anounts.
It seems very ironic EL that we ordinary people have all these complicated rules binding us tightly regarding tax whilst we learn that those who consider themselves the elite are busy making sure that the taxman can't get anywhere near their millions.
Squiggle, there are regulations due to come into force soon where accountants and others will have to write to all their UK clients with any foreign income advising them of the requirement to comply with their tax obligations in respect of that income. The regulations were published some weeks ago in draft with the intention that they came into force as from today.
It's not clear as to what has happened to those draft regulations since as there was concern over the amount of work involved. Also the letters had to be in a precribed format with HMRC input and I haven't seen that. To give you an idea as to why it would involve a lot of work, much of which would be a waste of time, I would have to write such a letter to a client if they had received a dividend of ÂĢ5 from Santander or Orange even though they had put them on their tax returns. The letter is expected to run to many pages. (Santander is Spanish and Orange French, both companies have lots of UK shareholders).
I have a tax course next week so may learn more about what has happened. About 15% of my clients have foreign income but that's all declared and I just don't have clients who are wealthy enough to be involved with what's been in the news this week.
Good noon all it's very hit & miss with the weather here today, fabulous at intervals and rotten in between...
Just heading out out for a walk, see you after 
yogi- lol! But oh dear about the money you could have saved
A new portrait in the style of Rembrandt but done by a computer.
http://www.bbc.co.uk/news/technology-35977315
Just popping in to say goodnight and sweet dreams. Off to watch Grantchester.
Hugs for the night owls.
Goodnight all another non stop day, but at least I didn't get soaked today
hopefully see you tomorrow x
night yogi summer velvet
Good morning everyone
Cloudy here and showers forecast.
News today of the discovery of a first folio edition of Shakespeare's plays:
http://www.bbc.co.uk/news/education-35973094
It's in 3 volumes, I think it's likely that the comedies, histories and tragedies are seperated by type. The plays included are per https://en.wikipedia.org/wiki/First_Folio
I hope everyone has a good day
Good morning everyone.
Weather is dry atm.
Sorry I keep missing you Velvet. I should be around a bit later tonight.
Grocery shopping and looking for a couple of little bits for PB's birthday.
Have a good day everyone.
Good morning everyone, nice blue sky here but definitely colder, it's the cold wind that makes it feel uncomfortable. That link didn't work for me EL, it took forever to load and then the page was blank with a yellow exclamation mark in the heading.
I hope the grocery shopping is trouble-free Yogi. Do you find it's getting harder to get presents for PB that she hasn't already got? I found it that way even on our wee one's first birthday, so many people buy presents you find yourself looking at something he already has.
Enjoy your day everyone
It was the first one EL, not the Wiki one, the BBC one, but it's OK as it's on the news and I saw it there, thanks.
This song, music by Robert Johnson, some time between 1610 and 1633 is sung by Julianne Baird. I assume that the McFarlane is the lute player,
The lyrics are:
Woods, rocks and mountains and ye desert places Where nought but bitter cold and hunger dwells, Hear a poor maid's last will, killed with disgraces. Slide softly whilst I sing, you silver fountains. And let your hollow waters like sad bells Ring to my woes, whilst miserable I, Cursing my fortunes, drop a tear and die. Griefs, woes, and groanings, hopes and all such lies I give to broken hearts that daily weep; To all poor maids in love, my lost desiring. Sleep sweetly while I sing my bitter moaning, And last, my hollow lovers that ne'er keep Truth in their hearts; while miserable I1, Cursing my fortunes, drop a tear and die.
Good afternoon all it's a strange day here- hail stone spells followed by bright sunshine
squiggle posted:Good morning everyone, nice blue sky here but definitely colder, it's the cold wind that makes it feel uncomfortable. That link didn't work for me EL, it took forever to load and then the page was blank with a yellow exclamation mark in the heading.
I hope the grocery shopping is trouble-free Yogi. Do you find it's getting harder to get presents for PB that she hasn't already got? I found it that way even on our wee one's first birthday, so many people buy presents you find yourself looking at something he already has.
Enjoy your day everyone
It is a big problem, Squiggle. PB is a lucky little girl who has several uncles and aunties, as well as 2 sets of grandparents and one set of great grandparents buying for her. She has so many toys that my son and DiL asked if we would buy outdoor toys this year, as their house is bursting at the seams.
We have bought her a slide, which we know she will love, and some other little inexpensive things so she has gifts to unwrap.
El Loro posted:The reason for posting the above is that it is possible that the lyrics to the song come from a play called The History of Cardenio which is lost. The play has been atributed to William Shakespeare and also to John Fletcher who collaborated with Shakespeare.
Not very cheery lyrics, El.
~Sweetie Pie~ posted:Good afternoon all
Afternoon Summer. It is bright here but it's very chilly.
I remember that snow in April too EL. Yogi I couldn't believe it that we were already struggling to find things he hadn't already got for his first birthday!
squiggle posted:I remember that snow in April too EL. Yogi I couldn't believe it that we were already struggling to find things he hadn't already got for his first birthday!
The date I remember it snowing was the night of the 25/26 April 1981. We woke up to find that several inches of snow had fallen. The 26th was a Sunday and I remember walking to church in the snow. At that time I was the church treasurer and the church AGM at that time was always held on the Sunday after Easter Day (19th April 1981) That's why it was easy for me to find the exact day.
Some information about that including a newspaper article can be seen:
http://www.ukweatherworld.co.u...storm-of-april-1981/
Evening all.
I hope you have all had a good day.
velvet donkey posted:No bad Yogi
That's good.
My day was quite busy but I got lots done.
velvet donkey posted:I'm a man of few words these days since I took up beatnik poetry.
More importantly how are you, Mr Yogi, PB and BB?
Mr Yogi and I are fine, BB is coming on a treat and (according to my youngest son) PB is on course to achieve world domination.
velvet donkey posted:Yogi19 posted:velvet donkey posted:No bad Yogi
That's good.
My day was quite busy but I got lots done.
Good to hear
The bloody car. I feel like Patrick McGoohan
The Prisoner?
Evening I hope you're all well and had a good day
it snowed here 4 years ago in April I remember it well because we built a snowman the day before we got miss bramble, and she has been with me for 4 years now. Her homecoming anniversary is today 
~Sweetie Pie~ posted:Evening
it snowed here 4 years ago in April
Evening Summer.
Happy Homecoming Anniversary to Bramble.
velvet donkey posted:Yogi19 posted:velvet donkey posted:I'm a man of few words these days since I took up beatnik poetry.
More importantly how are you, Mr Yogi, PB and BB?
Mr Yogi and I are fine, BB is coming on a treat and (according to my youngest son) PB is on course to achieve world domination.
Wouldn't that be great
First female head of the CBI and I know her granny
She usually says she wants to be a doctor, but the last time we were in Costco she was fascinated with the fork lift truck which was moving pallets around, and said she quite fancied being a fork lift truck driver.
velvet donkey posted:Yogi19 posted:velvet donkey posted:Yogi19 posted:velvet donkey posted:No bad Yogi
That's good.
My day was quite busy but I got lots done.
Good to hear
The bloody car. I feel like Patrick McGoohan
The Prisoner?
Yep
Hopefully for not too much longer.
Evening yogi & velvet have you both had a good day?
Lol yogi, maybe she could do both, driving her forklift would help pay the bills until she qualifies as a doctor
velvet donkey posted:Yogi19 posted:velvet donkey posted:Yogi19 posted:velvet donkey posted:I'm a man of few words these days since I took up beatnik poetry.
More importantly how are you, Mr Yogi, PB and BB?
Mr Yogi and I are fine, BB is coming on a treat and (according to my youngest son) PB is on course to achieve world domination.
Wouldn't that be great
First female head of the CBI and I know her granny
She usually says she wants to be a doctor, but the last time we were in Costco she was fascinated with the fork lift truck which was moving pallets around, and said she quite fancied being a fork lift truck driver.
I used to go to the Costco near Anniesland. Is that the one you use?
It's at the St. Rollox business park, Springburn area.
~Sweetie Pie~ posted:Evening yogi & velvet
Lol yogi, maybe she could do both, driving her forklift would help pay the bills until she qualifies as a doctor
I have, thanks Summer. Have you been busy?
lol She said she could be a doctor AND a forklift truck driver.