Good morning everyone, the rain starts this evening and tomorrow is just one long downpour.  Luckily the gardener is here today which is good timing and a good soaking will probably do the garden good - you can tell I'm not planning to venture out can't you

 

I am glad you had a lovely PB day Yogi.

 

Ros I hope you have a lovely relaxing holiday, Kent has a lot of lovely places to visit.  You certainly sound as if you need the break.

 

Enjoy your day everyone 

 

 

Squiggle, I don't blame you for not venturing out tomorrow

Interesting BBC article on how the way different people think affects the type of music they play.

http://www.bbc.co.uk/news/health-33621241

It only mentions empathisers and systemisers though and I would have thought there were more types.

 

Good afternoon partially cloudy and breezy here, I've taken advantage of it and hung some laundry outside. Let's hope the sporadic showers that we saw  earlier in the week, stay away.

Squiggle, how are your garden & home improvements lately?

Hi Summer, the house is all finished and my grandson is just finishing off the conservatory - all looking well.  The things you don't realise though, still some bare patches, filling in slowly, in the grass from where the scaffolding pads were.  I hope all is well with you.

Well done, you've really got things done swiftly and I bet it looks beautiful.
Hopefully those grassy patches won't take too long to grow back to normal, it's looks horrible until they do doesn't it
How's the baby these days?
I'm very well thank you, feeling calm and hopeful lately

Squiggle, well done on the work to your house and garden

 

Summer, I'm glad you are well and hopeful for the future

 

I'm off out to see a new client. Local but I could be out for aome time depending on how organised she is with paperwork.

 

I hope all goes well with the client EL.

 

I just heard today that the baby crawled for the first time there'll be no stopping him now, he weighs over a stone and is enjoying solids, doesn't time fly by?  I am glad you are feeling calm and hopeful

Thank you squiggle

The new client had some of the papers I needed but I have her a list of the other things I need so that she can get tax relief on some expenses.

You'll be needing some baby gates at the foot of your stairs if the baby comes to your house and starts trying to crawl up them. As you say, time flies by.

 

Evening all.

 

Squiggle, time really does fly, it seems no time since the baby was born!

I've got stair gates fixed at the top and bottom of my stairs, to keep a certain little lady safe.

 

Summer, it's lovely to hear you so positive about the future.

 

Off to watch a documentary about killer whales in captivity. Catch up tomorrow.

Goodnight and sweet dreams everyone.

thanks EC we have one per term 

night yogi and everybody -summer  glad you are ok

thanks squiggle

night again everybody

Good morning everyone

 

Cloudy and damp conditions here. The rain is forecast to get heavier during the day and continue all day.

 

Squiggle, I hope you don't need to go out today in the heavy rain.

 

Ros, I hope the weather doesn't spoil things for you.

 

Good morning everyone.

 

Weather is dry and bright atm.

 

Sorry I missed you last night, Ros.

 

Got the nurse this morning and hairdresser this afternoon!

 

Have a good day everyone.

Yogi,  I hope your appointments go well and it stays dry and bright when you go out

I noticed on my local news website today something about a new savings account offering 1.65% interest with no notice periods for withdrawals with a bank called RCI Bank.

Sounds promising but then I found this article in the Telegraph posted a month ago:

http://www.telegraph.co.uk/fin...naults-new-bank.html

Caveat emptor as they say.

 

http://www.bbc.co.uk/newsbeat/...-make-an-emoji-movie

 

             

 

               

Good morning all I don't know where the evenings go these days- by the time Ive finished work, walked bramble and had tea, I'm asleep!

Yogi, I hope your hair cut feels lovely, we'll await your twirl later

El, I'm glad all went well with your new client yesterday

Good morning everyone, very rainy but due to get slightly less heavy later on, I am not intending to go out at all EL.  And it's very cold too, I can't remember being this cold in July.

 

Thank goodness you did your homework, it sounds very dodgy that a bank could be set up outside of the financial protection umbrella.

 

Try to enjoy your day everyone, despite the weather

 

Squiggle, I'm glad you don't have to go out today. As you say it's cold for July - the wind is coming from the north east which is why. Tomorrow should be a lot better though Sunday is another wet day (though not quite as wet as today).

 

That bank is outside the Uk. Although there's no UK protection, there is EEC protection. The concern is that it's seen as being of greater credit risk than UK banks are. Also if that bank did go under although the protection covers your bank balance up to 100,000 euros, it does not cover any interest which has been earned but not yet credited to the account. So if anyone did go ahead and put money in they would be safer to go for the option of getting the interest credited monthly rather than annually.

 

A client of mine who died a few years ago did have money put in one of those Icelandic banks which went bust when the financial crisis first started. Although she got the capital back after several months the accrued interest was lost.

 

As it's a quiet day here I'll post a clip I found on Youtube of what parts of Gloucester were like in 1947. Much has changed over the years of course though some such as the Cathedral area and the war memorial at the park are the same. I didn't go to either of the two schools featured.

Evening all.

 

*twirls* For Summer

 

I hope you've all had a good day.

Off to read for a while, before bed.

Ros, I hope you have a fab holiday.

Goodnight and sweet dreams. Night owl hugs.

*night owls*

Lovely twirl yogi hope your hair feels gorgeous. Enjoy your early night
I've had a lovely pampering evening; hair, nails, skin, face, toes!

Squiggle, those wellies suit that duckling, he's adorable

night yogi -thank you night summer

thanks EL -we lovelooking around and at castles etc but a bit of sunshine would still be nice

Good morning everyone

 

Better conditions here than yesterday with some sunshine. Temperature is certainly below normal for July as my central heating switched on for a short time first thing. Temperature is rising though closer to normal today.

 

Ros, I hope it's a lot sunnier for you today

 

Summer, I've never had a pampering evening like that

 

Yogi, that was one spectacular twirl - my monitor almost fell off the table

 

Good morning everyone, my what a smart looking lot we are this morning.  Fabulous hair Yogi - take a bow and Summer how polished you are today - groomed to perfection I can see we are going to have to buck our ideas up EL.

 

The weather is certainly better than yesterday but I sure hope it warms up a bit, I don't like being too hot but for July this is a little on the chilly side.

 

Enjoy your day everyone

Good morning everyone.

 

It's dry atm but no doubt there will be showers at some point. As you say, Squiggle, it's chilly for July.

 

I hope you feel better for your pampering session, Summer.

 

lol El, I'll need to make my "twirl" less twirly next time.

 

I've spent an hour clearing out some paperwork but now I have the dreaded shredding to do.

 

Have a good weekend everyone.

I was having a look at the average monthly temperature figures for Cheltenham on the Met Office site.

Average high 22.8 Average low 13.1

Forecast high for today 19 (yesterday's high 13.7)

Actual low for today 9.2

So about 4 degrees cooler than average today, and yesterday way below.

Forecast temperature highs seem to be below average for some days though not as cold as first thing this morning.

 

Yogi, I hope you've succeeded in your shredding and haven't been shredded yourself.

I'm still in one piece, El.

 

The sun keeps popping out for a while then disappearing again, and it's breezy and chilly.

 

Middle son has cleaned my car for me and I've been cleaning the upstairs windows.

 

Hope you are all having a good day.

Yogi, I'm glad you are still in one piece rather than little bits and pieces

 

The weather has been a lot better here than yesterday though tomorrow looks as if it's going to be wet for some hours though not like yesterday when it rained all day.

 

If anyone heard on the news that HMRC is looking at targeting people who sell things on the internet on sites like Ebay to get tax out of them, they are not going after people who sell personal items they have but after people and businesses who actively sell things on a regular basis in order to make profit.

 

I hadn't heard that, El, but I don't sell stuff on Ebay anyway.

Yogi, I don't sell anything on Ebay either (and haven't bought anything either).

Mr Yogi has an account, but he buys not sells.

Good morning everyone

 

Cloudy here and has started raining. A wet day is forecast though less rain than on Friday.

 

Partners in Crime starts tonight on BBC1 at 9 - 6 part series. Could be worth watching. Based on Agatha Christie's characters Tommy (David Walliams) and Tuppence Beresford (Jessica Raine). For those of you with long memories ITV made a series back in 1983/84 starring James Warwick and Francesca Annis. More recently in 2006 the characters featured in the Miss Marple - "By the Pricking of My Thumbs" (Anthony Andrews and Greta Scacchi.

Good morning everyone, wet down here too and the forecast for the week is not good, cool and showery, more like Autumn than Summer.

 

I always enjoyed the Tommy & Tuppence stories so I am looking forward to the new series.  The only fly in the ointment is that they have cast David Walliams who I am not keen on.  I just hope he doesn't spoil the whole thing, he has a rather overpowering personality.

 

Enjoy your day everyone

Good morning everyone.

 

Weather is dry atm.

 

I like the Tommy and Tuppence stories but I'm not sure about the casting of Jessica Raine and David Walliams. I'll give it a go though.

 

Housework and cleaning downstairs windows awaits.

 

Have a good day everyone.