My boilers packed up. Been paying insurance for five years only to be told - 'only the pipework and radiators are insured. Apparently when the boiler warranty ran out after two years we should have upgraded
I don't think we've ever had a proper/satisfactory outcome on an insurance claim (not that we've made hardly any).
Insurance is a con ..........................my house is a tip - I'm having my hall plastered tomorrow and new carpet on Tuesday so the lounge/hall is upside down and now my utility room/downstairs loo is ransacked.
Never mind ............worse things happen - like Ella being kicked off X Factor.