You might get it cheaper by having one of those boxes put in your car which monitors how safe a driver you are.

For instance:

http://www.bell.co.uk/

(which is part of Admiral and is for first time drivers)

 

That might be a good idea El Loro, i was just shocked... I wasnt expecting that high a quote for a reasonably small car!

 

I've done another search (moneysupermarket) and their lowest was£1300, which is closer to what i had in mind

Thats expensive!! 

 

El Loro's link sounds a better bet, Hope you get it sorted Jen 

until you get a couple of years no claim it will be high unfortunately 

 

have you added anyone on as a named driver ? sometimes this reduces it a bit 

I'm still having lessons Rog and have yet to book my theory (been doing mock tests and passing by 1 or 2 points) so it will be a while yet! Might have to go for a smaller car too even though i would like to use it to go to Birmingham to visit the family... Might have to look at 1.2 or even 1.1

direct line wont be in the compare lists- you have to that one from their website- but worth seeing what they quote

 

 

 

have you tried adding people with full licences to your quote Jen, where is says other drivers..sometimes that brings it down 

Might try that...

 

I think i remember reading that if you put unemployed that can bump it too... Would it be bad to 'work' 40hrs a week cooking and cleaning for 3 children?

 

 

Mrs H and I both posted the same idea, tips and tricks 

Endsleigh is another one to compare a quote 

 

these ad on's are ones I used while getting the lad through his first few years in his name but me as a named driver  

 

 

 Thats work allright!

I think we have both been there and done it maybe to *help*

 

another one my lad used Jen is Churchill

 

I cant remember if this comes up on the main compare lists or not 

Jen, my youngest son recommends Admiral. He found them to be the cheapest for new drivers. As others have said, adding an experienced driver can cut costs too.

Is there not a "homemaker" option rather than "unemployed", cos you sure aren't  unemployed when you are bringing up three kids!

 

 

talking about cars I am now off to the local garage for a *quote* 

 

I hit the wrong pedal last night and crashed into the garage door and a pile of concrete blocks   the front end looks aright mess this morning 

Oh no! 

It's not just the car Jen, it's the guestimated risk posed by the driver(s) too.

Ouch, hope your quotes are much cheaper than mine

Yeah i know, that's going to be my problem... I cant magic up no claims or experience though

 

Some good tips here guys i'll def be trying that out

 

 

 

yes, I did it for my daughters and it brought their quotes down dramatically  sorry about the car and garage door  

 

As a new driver you will be a high risk for insurance companies. I found a few tricks to bring mine down and one of them was naming my sister on the policy.

 

 

 

Naming experienced drivers  on the policy will bring the cost down.I also noticed last time I did all this insurance searhing that if you  elect not to have a voluntary excess, it brought the cost down, no idea why, but I do that all the time now.

Have you unchecked all the 'extras' boxes for stuff that you don't really want.

 

I use Budget which is  underwritten by Aviva, they are really cheap for me.

Also I think you can go for  housewife or whatever the pc equivalent is, rather than unemployed.

 

Do you garage it at night?

No Jackson, it would be driveway (don't have garage)

Defo gonna look at adding a named driver, that's a tip I never would have tried without you all thank you xx

Just insured my car with my son as the other named driver...he hasnt passed his test yet. I went on a comparison website and got a quote for me only..fully comp but no other extras...£150 was the best deal so i phoned them and asked how much to add my son and the cheapest they quoted was £2000...and then I was told that they were going to try Aviva because Aviva dont charge extra once youve passed your test.I got quoted £770.I went direct to Aviva and got us both insured for £498 !!!! They factor in how long you've been driving on your provisional as well..and it wont change when he gets his test.

I did this initially when Son was learning - once he passed and we notified he now had a full driving license we were asked who was going to be the main driver on the policy [ using it the most] as it is seen as *fronting* if it was owned and insured in my name but Son would be using it for taking himself to work or College as it was at the time and evenings. They gave us the benefit of the doubt and  honoured the remainder of that year but wouldnt renew the policy in my name at renewal [ I cant remember which company this was though] 

 

Hence the nightmare of getting his own vehicle and insurance began .... and I ended up as his named driver as it gave the most discount to him - putting his Dad on didnt make much difference at all 

Just done Aviva quote on C3 1.4 and it came in (with no named driver) at £967, a massive improvement!

Adding a named driver (with a claim) dropped it by £12 lol

Thats good...I assumed Aviva would be expensive because they advertise so much on the telly! Shows how much I know

Esure - last year = £300

 

Esure - this year = £445

 

Compare The Market = £285 . . . with Esure !!!!

Wow thats amazing Saint  And you're a flippin awful driver !! 

 

 . . . and I got baby Oleg meerkat toy !!!

my insurance is with Hastings Direct for this month.

 

New quote £320, Compare £179 with Hastings, Castle £129 on Compare so I phoned Hasting...£130 done and dusted 

Jen, Duds has one of those black box thingies in his car (he's been driving since May this year) and it's been great. He was paying £80 a month to start with and now it's down to £70 already with the potential to keep dropping over time. 

 

And you can track how you're doing online... 'citing!  

 

 

Do you stalk him via the black box?

 

Also with the box is there a chance it go up too?

 

I'm planning on paying the first year outright so i know after all my hard work to pass it's sorted for whole year.

Oh wow..... £20 after 3yr investigation?

 

http://www.bbc.co.uk/news/business-29339753

 

The planned changes could reduce premiums by about £20 a year, the AA motoring organisation said.