You've got to ask yourself one question: "Do I feel lucky?"
Well, do ya, Rawky?

Not a brilliant investment, long term, as it's not inflation proof.

Hmmm, but its not like I'm throwing the money away is it? I can always snatch it back if I'm feeling its getting me no where.

Yes, you can, and it's better odds than doing the lottery, plus you still have your money.

I suppose it's worth a try, while you're thinking of a better investment.

My Dad has a fair few Rawky, he wins £50+ here & there quite often & puts the money back into bonds ... He would say it is a good place to hide your money away

I know some people put some money into Premium Bonds as the capital is safe, and there is the chance that they could be lucky.

As you are seeing the bank later today, just be a touch careful before agreeing to go ahead with their suggestions. Years ago when I was made redundant, I got a decent payment, and was going to draw on it whilst I built up my own business over the following year or so. I went to the bank, and their advice was to put all my money in a 2 year bond, completely ignoring the point that I needed money to live on. So I said thanks, but no thanks. I'm not saying that your bank would give poor advice, but it does pay to think before agreeing unless you feel that it is a good idea to accept.

It always pays to do a bit of research beforehand. At the very least, have a look at the bank website to see if, for instance, an online ISA account offers a higher rate than over an over the counter account.

Ok, cheers me luvvers

The rates aren't that different. Online is 2.50% (from £30,000+), which i don't have so it would just be 2.0% which is the same as over the counter.

EDIT: Actually, scratch that I was reading it wrong. With a cash ISA (and the amount of money I would be putting in) it would only be ) 0.50%, online is 2.0%......interesting.

at the very least at the moment dont leave all your dosh in an account which you use with a debit card - link  a savings account to it and transfer over as you need to - if your card and details get hacked least they cant wipe you out completely 

they will contact till you move it as they want minimum risk to your money in case of the above 

as already said premium bonds and cash isa's are worth a go - least you can access your dosh if you need to but interest is not really worth having - you have to tie some up for a period of time to get better interest rates unfortunately

are you trying to get more facebook friends

...........yes

you will be sorry when all the game apps coming rolling in 

ohhh he will, he really will

My husband got given some when he was born.....46 years later and he's never won a penny.

I have a few that have been given to me over the years. I forget about them and the. When I find them I check to 'see' if I've won anything nothing so far. We transferred mums which she had for over 30 years

, won nothing. Bless her she was never lucky.

This is a true story. Someone I knew used to be a member of a football pools syndicate at the place he worked. They made the same selections each week. Over the years, other members left the place and the syndicate until there were just him and one other. One week the other worker decided not to bother carrying on as they had never won anything over the years, so they both have up.

One week after they quit, the jackpot came up.

I got eleven draws on the pools...was only £212 that week unfortunately, but had only been doing it 6 weeks..my Dad was well put out as he had been doing it years & never won a sausage!

My uncle got 6 numbers on the national lottery when it first started and got the jackpot,....only thing was so did 15 others that week so he only got £500,000 instead of 8 million..

That's a good sum to win though Croc... 

It is when you've already retired but there's still an element of 'what if' now and then...well there would be for me!

My poor dad used to get 5 numbers on the lotto at least once a quarter sister kept his numbers going until the chirstmas after he died. Didn't win a thing.

I've had £5 worth of premium bonds for the last 42 years. Never won a penny

However, a fiver doesn't buy much nowadays ... so I leave them in there and dream

On Martin Lewis' website there is a Premium Bond Calculator - you put in how many premium bonds you have and it tells you your chances of winning

Two or three that I've had for many a year since being a little kid.  I've no idea what the numbers are, I believe you can trace them but I just can't be arsed.

My sister won some in a bonny baby competition when she was little, she never won a penny on them....

HOW MUCH DID YOU WIN