I just changed my account to this one today it costs ÂĢ12.50 a month but i dont get charged the ÂĢ1 for every day im in my overdraft which is good for me as i live in my overdraft. Plus if i drop anymore phones down the toilet my insurance covers me for replacement and if more than ÂĢ1000 goes into my account each month im rewarded ÂĢ5 (think of those really really annoying adverts) anyone else have this current account and do you find its any good?