Some of you may have read my thread and seen the pics of the remains of our garden wall after it was hit in the early hours of Wednesday morning by a joyrider in a stolen car, who then proceeded to run away.
We have been told by the police that we have a choice when it comes to getting the wall fixed - pay for the whole repair ourselves, or claim off OUR house insurance, which carries a ÂĢ250 excess, and the high likelihood of our premium going up next year because of our claim.
The first quote (we have asked for 4) came through this morning ÂĢ850 + VAT.
Surely this can't be right? We are going to be this much out of pocket because some idiot (my language is much more restrained than the words I used in the privacy of my own home
) drove into our wall and then ran away. He gets away with the whole thing if he doesn't get caught.
Incidentally we were victims of a break-in a few years ago, and the man- a drug addict- was told in court that he was a very naughty boy and not to do it again.
Why is the victim punished and the criminal getting off scott-free?
We have been told by the police that we have a choice when it comes to getting the wall fixed - pay for the whole repair ourselves, or claim off OUR house insurance, which carries a ÂĢ250 excess, and the high likelihood of our premium going up next year because of our claim.
The first quote (we have asked for 4) came through this morning ÂĢ850 + VAT.
Surely this can't be right? We are going to be this much out of pocket because some idiot (my language is much more restrained than the words I used in the privacy of my own home
) drove into our wall and then ran away. He gets away with the whole thing if he doesn't get caught.Incidentally we were victims of a break-in a few years ago, and the man- a drug addict- was told in court that he was a very naughty boy and not to do it again.
Why is the victim punished and the criminal getting off scott-free?
Great advice...worth a try Moomin, seems odd that the coppers didn't take statements straight away as well...hmmmm....
