Keep an eye out for for a padlock in your browser or get to understand what security measures you institutions use and how they present themselves in the browser.
There is no subsitute for being forearmed when it comes to online security.
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When you block a person, they can no longer invite you to a private message or post to your profile wall. Replies and comments they make will be collapsed/hidden by default. Finally, you'll never receive email notifications about content they create or likes they designate for your content.
Note: if you proceed, you will no longer be following .